A Quick Look Inside InsurePro  August 2026

Welcome to InsurePro's August updates: a quick read covering the latest market dynamics, where we have been showing up, and what we have been building for our clients and partners.

InsurPulse — Market Insights

1. California's 6.6% workers' comp rate hike, what it means for the market

California Insurance Commissioner Ricardo Lara approved a 6.6% workers' comp rate hike effective September 1, 2026, setting the advisory pure premium rate at $1.65 per $100 of payroll. The WCIRB had recommended a 10.4% increase; the Commissioner approved the more conservative figure. For carriers, MGAs, and PEOs managing California exposure, rising costs and increasing scrutiny mean disciplined underwriting and accurate risk assessment matter more than ever.

Source: California Department of Insurance, July 2026
 www.insurance.ca.gov/0400-news/0100-press-releases/2026/release024-2026.cfm

2. For MGAs, analytics is no longer a competitive advantage: it is the cost of entry

According to Amwins' 2026 MGA Marketplace Update, technology investment is no longer viewed as a competitive advantage. It is the cost of entry. Carriers and capital providers now expect timely data and clear visibility into portfolios. MGAs with strong analytics and repeatable processes find it easier to secure capacity. Those without facing growing pressure from rising technology and compliance costs.

The message is clear; MGAs that cannot demonstrate real-time portfolio visibility and data governance are already at a disadvantage in capacity conversations. The question is no longer whether to invest in analytics. It is how quickly you can operationalize it.

Source: Amwins MGA Marketplace Update, April 2026
 www.insurancejournal.com/blogs/amwins/2026/04/23/866244.htm

3. PEO workers' comp costs are rising and clients are feeling it

From 2021 to 2023, the overall cost of workers' comp claims rose between 2% and 14% annually across 18 states. Medical inflation shows no signs of slowing, putting pressure on PEOs to demonstrate proactive risk management to clients who are increasingly cost-sensitive. The PEOs managing this best are the ones with real-time visibility into claims trends and payroll exposure, not waiting for the year-end audit to tell them what happened.

Source: OCMI Workers Comp, 2026
 www.ocmiworkerscomp.com/2026/03/7-key-benefits-of-peo-workers-comp-coverage/

Events

NAPEO Operations Workshop| July 14–15| Madison, Wisconsin

The InsurePro team was at the NAPEO Operations Workshop on July 14 and 15, one of the most focused gatherings in the PEO calendar, bringing together operations, finance, risk management, and payroll professionals for two days of candid conversations on the challenges shaping the industry right now. Great sessions, great room, and exactly the kind of event that reminds you how much is happening across the PEO space.

WCI 2026 | Orlando, FL | August 23–26

The Workers' Compensation Institute Annual Conference is one of the most important gatherings in the workers' comp calendar and InsurePro will be there. Find us at Booth 1039 at the Orlando World Center Marriott. If you are attending, we would love to connect. Reach out in advance at [email protected]

Solution Spotlight

Workers' Compensation is Our Superpower

The workers' comp underwriting talent gap is not a future problem. It is already here. An  industry survey found that 28% of workers' comp claims adjusters intend to retire within five years, and the underwriting bench faces the same pressure.

InsurePro is the only partner that handles the entire workers' comp lifecycle end to end. Certified WC underwriters who assess risk, determine class codes and e-mods, and make pricing decisions to your guidelines and authority. AI-enabled workflows that accelerate submission intake and decisioning. Policy servicing, COI management, and accounting reconciliation: all under one team, one standard.

Explore more at www.insurepro20.com

Automation in Action

A client's COI issuance process was entirely manual, each request taking 7 minutes and adding up to 200 hours of effort every month, creating heavy FTE dependency, longer turnaround times, and a constant risk of errors.

InsurePro built an automation that replicated the workflow precisely, zero manual intervention, 100% quality validated before going live.

·       30% saved in the first month

·       Faster turnaround on every request

·       100% accuracy maintained

People & Culture

Reviewed, Celebrated, and Ready for What's Next.

Some days remind you of why great teams achieve great things.

Our July town hall gave us the chance to celebrate a successful H1, hear our leadership's vision for the months ahead and spend quality time together as one team. It was a day filled with reflection, laughter, friendly competition, and meaningful conversations.

We're proud of what we've accomplished so far, and even more excited about what's next.

Share Your Voice with InsurePro

We are always looking to hear from the carriers, MGAs, program administrators, and PEOs we work alongside every day. If you have an insight, a challenge, or a story worth sharing, we would love to feature it in a future edition.

Drop us a note at [email protected] and let's start a conversation.