A Quick Look Inside InsurePro - July 2026
A Quick Look Inside InsurePro - July 2026
This July, we are honoring 250 years of American history and reflecting on the strength it takes to build a legacy. From the entire team at InsurePro Services, we wish you a restful, memorable and happy 4th of July!
InsurPulse - Market Insights
1. Workers' comp stays profitable, but the cushion is thinning
NCCI's 2026 State of the Line report confirms 12 consecutive years of underwriting gains for workers' comp, but the details tell a more nuanced story. Net written premium dipped 0.2% in 2025, claim frequency declined more slowly than its historical average, and both medical and indemnity severity rose 4%. The market is still healthy, but the margin for error is shrinking, which makes accurate reserving and proactive claims management more important than ever.
www.propertycasualty360.com/2026/06/10/workers-comp-market-remains-strong-in-2026-despite-emerging-pressures
2. California's 127% combined ratio is reshaping national pricing
California's workers' comp combined loss ratio hit 127% in 2026, prompting regulators to approve rate increases after years of decline. The state continues to set up the tone for national underwriting benchmarks, and rising medical inflation paired with cumulative trauma claims is pushing other large states like Texas, Florida, and New York to watch their own claim trends closely.
www.insurancebusinessmag.com/us/news/workers-comp/us-workers-comp-market-faces-rising-costs-and-regulatory-shifts-in-2026
3. PEO M&A is on pace for 35+ deals in 2026
According to UHY's National PEO Practice, the PEO M&A market remains highly active, with deal volume expected to exceed 35 transactions in 2026. Around 80% of targets are PEOs under $20 million in revenue, meaning consolidation is concentrated among smaller, regional players being acquired by larger, tech-enabled platforms. For mid-tier PEOs, scale and technology adoption are becoming the deciding factors in valuation.
INSIDE THE PEO M&A MARKET: KEY INSIGHTS AND FUTURE OUTLOOK - NAPEO PEO Insider
4. Economic uncertainty has overtaken hiring as the top SMB concern, and PEOs are the safety net
NAPEO's 2025 Annual Tracking Survey found that 76% of business leaders now cite economic uncertainty as their top concern, ahead of healthcare costs and workforce issues for the first time. Despite that, businesses using a PEO were significantly more likely to report growth in 2025 and expect growth in 2026 than non-users, reinforcing the PEO model as a stabilizing force for SMBs navigating a volatile environment.
New NAPEO Survey Shows Small and Mid-Sized Businesses Remain Optimistic but Increasingly Focused on Economic Uncertainty and Cost Pressures - Napeo
PEOptics Works with Tools Your Team Already Trusts
Worried that getting real-time data visibility means replacing the systems your team already relies on? It does not have to.
PEOptics connects directly to the platforms your team is already running - PRISM HR, Pro Software, Salesforce, Carrier Portals, Client Space, and Power BI, without replacing any of them. There is no lengthy implementation, no engineering project, and no disruption to how your team works day to day. Most PEOs are seeing their first live dashboards within weeks of getting started.
Peoptics doesn't replace your existing stack; it amplifies it!
Book a personalized demo tailored to your industry and data landscape.
Events & Conferences
June on the Road - PrismHR LIVE 2026 & FAIA Convention 2026
June kept us on the move. Rajesh Gurumoorthy, our Founder & CEO, and Swethaa Kumar, Head of Technology, represented InsurePro at PrismHR LIVE in Denver and the FAIA Convention in Orlando, two very different rooms with one thing in common, leaders genuinely trying to figure out where their industries are headed next.
Great events, even better conversations. Looking forward to the next ones.
People & Culture
16 Years of InsurePro
This June, we marked a big one, 16 years of InsurePro. What started as a small team with a clear idea has grown into a trusted partner for carriers, MGAs, program administrators, and PEOs across the United States. We celebrated the milestone the way it should be celebrated, together, with cake, with the team, and with a lot of gratitude for how far we have come.
Thank you to everyone who has been part of this journey, our team, our clients, and our partners.
From Our Blog
Why Your Workers' Comp Costs Keep Surprising You, and What Smart PEOs Are Doing Differently
Let’s break down why audit surprises are a structural feature of the workers' comp model for PEOs, not a one-off, and what the best-performing PEOs are doing to get ahead of it with real-time visibility instead of waiting for year-end - https://insurepro20.com/news-and-blogs/why-your-workers-comp-costs-keep-surprising-you-and-what-smart-peos-are-doing-differently
Let's talk
Whether you're thinking about underwriting support, submission setup, policy administration, or data visibility - we're here.
[email protected] | +1 (602) 613-0081
